Richmond's Bankruptcy LawyersRichmond Bankruptcy Lawyers


Over the years, Pagano & Marks has established a proven track record of assisting individuals seeking to get their lives back in order by alleviating the burdens associated with debt. We have seen the impact of debt on people’s everyday lives and understand the difficulties that can result. We will answer all of your questions regarding the complexities of bankruptcy proceedings and, if qualified, how filing for bankruptcy maybe a beneficial option in your specific case.

The question "Is bankruptcy right for me?” is a serious one and the answer is dependent on the variables surrounding your specific case. To that end, we offer a free case evaluation, without financial commitment or obligation, so that you receive some legal guidance about your potential case without risk. In our experience, many myths and tall tales about bankruptcy have caused individuals to struggle along with the burdens of their debt far longer than needed. You don’t have to be one of them! Entering into bankruptcy proceedings is a major decision and not one to be taken lightly, but it could be a reasonable option for you and your loved ones. Having proven bankruptcy counsel on your team will ensure that your concerns will be heard and skillfully resolved, your fears understood and respectfully handled. Our first responsibility is to help you and make you aware of your options. We will be there every step of the way, a trusted adviser to navigate the uncertainties of the complex legal process.


Do you have crushing mortgage debt, either pre- or post-foreclosure? You may have other options, including a mortgage modification or short sale, which would allow you to move on from your property alleviating a portion of your debt as an alternative to entering bankruptcy proceedings.

Does your phone ring every day from creditors looking to collect on overdue bills and unpaid credit card balances? We will explain exactly why you need counsel, whether you are considering bankruptcy or just have a strong desire to stop the phone calls. A wide-range of complications exist along this path, many of which will leave you vulnerable to those who would take advantage of your situation. To make the best decisions possible, it is imperative to secure the representation of a skilled bankruptcy lawyer!

Maybe you have heard that you will never have good credit again after bankruptcy and that life with no credit is just one hardship after another. Myths like these are commonly associated with bankruptcy and they are simply not true! You would be surprised how many people start receiving credit offers almost immediately following their bankruptcy filing.

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If you are faced with agonizing debt and contemplating bankruptcy, the positive effect of seeking legal counsel from our attorneys will be immeasurable. From answers to all your most serious questions, to open conversation about your potential options, as well as expert advice on the best course of action to pursue at each turn throughout the process, the legal assistance offered by the Pagano & Marks will put you well on your way to the financial recovery you desire.

When you choose Pagano & Marks, rest assured that you and your case will be taken care of by a practiced attorney, backed by our long history of success in bankruptcy matters. You will receive nothing short of the highest level of individual representation during your affiliation with our firm. We have a proven track record you can believe in. We are happy to provide a variety of billing options to accommodate the need of our diverse clientele. At the Pagano & Marks Law Firm, our ultimate mission is to provide attentive, personalized legal service with a commitment to individuals on a level that larger firms just cannot match.

We will never treat you as a case number or offer you an ‘off-the-shelf’ solution. We will listen to you, develop an understanding of your needs, and only then will we begin to piece together your unique circumstance and build the framework that provides you and your family with the successful resolution you seek. We make sure you understand every option, sharing the potential alternatives to bankruptcy or clarify whether Chapter 7 or Chapter 13 would be best for your situation. We will shine a light on all the untruths surrounding bankruptcy and relieve your fears at every step of the way. Are you searching for answers to serious and sensitive questions? Do you seek counsel? Peace of mind? You’ve come to the right place! Contact Pagano & Marks now to begin a conversation that will put our team of talented bankruptcy attorneys to work for you and take the first step down the road to financial recovery and a brighter future!


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The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.
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